Adjusted Rates
We offer interest rates adjusted to your profile.
Individual
Home Loan
Credit
Welcome to the future of your home with Banco Sol Home Loan. A solution created to support the purchase, construction or improvement of your house.
Sobre o produto
With competitive rates, specialized support and solutions tailored to your profile, Banco Sol is prepared to turn the desire to have a home into a reality.
Whether you want to buy your first home, make an upgrade, invest in a property or improve your current housing, Banco Sol Home Loan offers a flexible financial solution, with specialized support from the selection of the property until the signing of the contract.
Solução Banco Sol
Own home
Financing for the purchase, construction, improvement or housing investment.Porquê escolher
Principais vantagens
Specialized Monitoring
Housing Credit Experts ready to guide each step of the process.
Flexible Terms
Financing options designed to fit your budget and lifestyle plan.
Simplified Approval
Efficient process, with structured analysis and monitoring during the request.
Quando utilizar
Finalidades
- Purchase of the first home.
- Property Purchase to Improve Living Conditions.
- Construction of own housing.
- Investment in residential property.
- Works, improvement or rehabilitation of the property.
Principais vantagens
Benefícios para o cliente
Informação adicional
Saiba mais
Notice No. 09/2024 of the National Bank of Angola (BNA)
Notice 9/2024 of the National Bank of Angola (BNA) establishes the Special Credit Regime for Housing, Real Estate Construction, Tourist Projects, Restaurants, and Similar Establishments. In the first modality, only properties built after 2012 are eligible, with an interest rate of 7% per annum for loans up to 150 million KZ. Starting June 1, 2032, the rate will be the interbank market reference rate for a 30-day period, potentially increased by a margin not exceeding 1%. For financing of Housing Project Developers, such projects must be sized to allow completion within a period not exceeding 3 years. Until May 31, 2027, the maximum applicable nominal interest rate is 10%, after which the interbank market reference rate for a 30-day period will apply, potentially increased by a margin not exceeding 1%. Developers are required to construct projects including houses of various typologies and values, provided they do not exceed 150 million KZ, and must be companies established under Angolan commercial legislation, with organized accounting and regular tax status.Eligible Housing
In the first modality, eligible properties are those built after 2012.Financing up to Kz 150 million
The regime provides loans up to Kz 150 million, subject to applicable conditions.Annual rate of 7%
Until the date defined by the Notice, a 7% annual interest rate may apply.Real Estate Developers
Housing projects must allow completion within a period not exceeding 3 years.Como funciona
Do pedido à concretização
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01
Request
The customer intends to finance the purchase, construction, or improvement of the house. -
02
Analysis
Banco Sol evaluates the financial profile, income, and presented documentation. -
03
Assessment
The property, project or credit purpose is analysed according to the applicable criteria. -
04
Contracting
After approval, the conditions are formalized and the credit proceeds to contracting.
Informação adicional
Documentos do produto
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Technical Specifications Visualizar Descarregar
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General Conditions for Account Opening Visualizar Descarregar
Crédito Habitação
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* Simulação indicativa, sem carácter vinculativo. Os valores reais poderão variar consoante a análise de crédito.
Your future starts here, with us.
Make your home a true paradise with our Home Loan. Whether it is for the purchase of your first home, to make an upgrade or to invest, we are ready to help you find the perfect solution.
